Care for the children you love by insuring their future.

Give the priceless gift of protection. Humana’s Junior Estate Builder life insurance protects your child or grandchild, now and in the future, by establishing financial security that lasts a lifetime.

It works like this:

• You’ll start out with the protection of term life insurance with low premiums
• At age 25, the policy automatically converts to a whole life policy
• The whole life policy builds cash value with the option to increase coverage

The plan provides:

• Affordably- Low annual premium. *
• No-risk, no hassles- No medical exam or interview.

Plus you can return the policy within 30 days for a full refund.

• Flexibility- Additional coverage can be purchased at ages 25, 28, and 31 without evidence of insurability.

From a $20,000 policy you can increase up to a total of $80,000 of whole life coverage.

• An investment in their future- Policy generates monetary values that may provide cash in the future. **

Junior Estate Builder is Kanawha Insurance Company policy Form 20305 1/88. Limitations and exclusions apply. Please see actual policy for complete details. Underwritten by Kanawha Insurance Company- a member of the Humana family of companies. Available for ages 0-24 years (nearest age).

* At age 25 there is a one-time premium increase upon conversion from term to whole life.
** Monetary value accumulations begin after the policy converts to whole life at age 25.

Click to download the Humana’s Junior Estate Builder brochure.